Last Modified: [October 24, 2023]
Meld Universal Inc. ("Company", "We", or "Us") , and owner of http://www.meld.io, http://www.fluidmoney.xyz, and other websites as updated from time to time) respects your privacy and is committed to protecting it through our compliance with this policy.
This policy describes the types of information we may collect from you or that you may provide when you visit our website or use our software and platform ( “Services”) and our practices for collecting, using, maintaining, protecting, and disclosing that information.
Children Under the Age of 16
Our Services are not intended for children under 16 years of age. No one under age 16 may provide any information to our Services. We do not knowingly collect personal information from children under 16. If you are under 16, do not use or provide any information to our Services or provide any information about yourself to us, including your name, address, telephone number, email address, or any screen name or username you may use. If we learn we have collected or received personal information from a child under 16 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 16, please contact us at [firstname.lastname@example.org].
California residents under 16 years of age may have additional rights regarding the collection and sale of their personal information. Please see Your California Privacy Rights for more information.
Information We Collect About You and How We Collect It
We collect several types of information from and about users of through our Services, including information by which you may be personally identified, such as name, e-mail address, telephone number, or any other identifier by which you may be contacted online or offline (“personal information”); and about your internet connection, the equipment you use to access our Services, and usage details.
We collect this information: directly from you when you provide it to us and automatically as you navigate through the site. Information collected automatically may include usage details, IP addresses, and information collected through cookies, web beacons, and other tracking technologies.
Information We Collect Through Automatic Data Collection Technologies
As you navigate through and interact with our Services, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including: details of your visits to our websites and usage of our Services, including traffic data, location data, logs, and other communication data and the resources that you use for access including your IP address, operating system, and browser type.
The technologies we use for this automatic data collection may include:
Web Beacons. Pages of our Website and our e-mails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity).
How We Use Your Information
We use information that we collect about you or that you provide to us, including any personal information: to present our Services to you; to provide you with information, products, or services that you request from us; to fulfill any other purpose for which you provide it; to carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection; to notify you about changes to our Services we offer or provide though it; in any other way we may describe when you provide the information; for any other purpose with your consent.
Disclosure of Your Information
Choices About How We Use and Disclose Your Information
We do not control third parties' collection or use of your information to serve interest-based advertising. However, these third parties may provide you with ways to choose not to have your information collected or used in this way. You can opt out of receiving targeted ads from members of the Network Advertising Initiative "NAI" on the NAI's website..
California residents may have additional personal information rights and choices. Please see Your California Privacy Rights for more information.
Your California Privacy Rights
If you are a California resident, California law may provide you with additional rights regarding our use of your personal information. California’s “Shine the Light” law (Civil Code Section § 1798.83) permits users of our App that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email to email@example.com
By using the Services, or by otherwise choosing to submit Personal Information to us, for users outside of the UK and EEA, you consent to the collection, use and disclosure of your information as outlined in this Policy. You further consent to allow us to share your information with third parties to perform our services. At any time, you have the right to remove your consent to the collection, and future use and disclosure of your information, subject to reasonable notice and legal, contractual and technological limitations. You may make this request by writing to the e-mail address set out below.
We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure The safety and security of your information also depends on you. If we have given you a password for access to certain parts of our website, you are responsible for keeping this password confidential. We ask you not to share your password with anyone. Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our website. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained through ourServices.