The lending landscape has undergone a remarkable transformation, evolving from traditional, paper-based processes to dynamic, tech-driven platforms. At the forefront of this revolution and reshaping the lending sector is bank linking aggregators. This technology streamlines financial transactions, making lending more accessible, efficient, and secure for both lenders and borrowers.

In the ever-evolving crypto landscape, the surge of altcoins marks a new era of digital currency diversity, challenging Bitcoin's dominance. Among these, platforms like Meld stand out, offering developers innovative tools to integrate and leverage the burgeoning spectrum of altcoins within the Web3 revolution.

In a financial market long dominated by traditional institutions, neobanks are emerging as disruptive forces. They're revolutionizing how we think about banking, offering a fresh, digital alternative to conventional methods.

In the volatile world of cryptocurrencies, stablecoins stand out as a secure, predictable option amidst the inherent volatility of the ecosystem. This article explores how stablecoins are gaining traction in the Web3 ecosystem and how Meld's crypto stack is transforming the way developers integrate these stable assets.

Digital investment platforms are fundamentally reshaping the way we approach personal finance, offering unprecedented convenience and control. Central to this exciting evolution is the role of bank linking, pivotal technology that significantly amplifies the efficiency, security, and user engagement of these innovative platforms, setting a new standard in the industry.

Fidelity Investments is shaking up the fintech landscape with its new data-sharing policies. In this article, we'll break down what these changes mean for developers and a solution to navigating this shifting terrain.

Emerging markets are more than just buzzwords; they're the new frontier for crypto adoption and innovation. While these regions offer a plethora of opportunities, they also come with their own set of challenges—especially when it comes to onramps and financial integrations. In this article, we'll explore why some onramps are laser-focused on these markets and how you can leverage Meld's capabilities to make your entry as smooth as possible.

Emerging markets are more than just buzzwords; they're the new frontier for crypto adoption and innovation. While these regions offer a plethora of opportunities, they also come with their own set of challenges—especially when it comes to onramps and financial integrations. In this article, we'll explore why some onramps are laser-focused on these markets and how you can leverage Meld's capabilities to make your entry as smooth as possible.

As the financial sector undergoes digital transformation, Open Banking has emerged as a groundbreaking concept, revolutionizing the way financial data is accessed and shared. Within the realm of Open Banking, two prominent methods for data aggregation have gained attention: screen scraping and OAuth. This article aims to provide a comprehensive comparison of screen scraping and OAuth in the context of Open Banking, highlighting their differences, benefits, and potential challenges.

In recent years, Non-Fungible Tokens (NFTs) have emerged as a groundbreaking innovation, disrupting various industries and captivating the imagination of creators and investors alike. While their impact on the art and entertainment sectors is widely known, NFTs also offer immense potential for the FinTech industry. In this blog post, we will explore why fintech developers should consider integrating NFTs into their platforms and how these digital assets can revolutionize financial services.

As the fintech industry continues to grow and evolve, ensuring robust security measures is paramount. Fraud prevention is a critical concern for fintech developers, as they handle sensitive financial data. One powerful tool in their arsenal is bank linking data aggregators. In this blog post, we will explore how these aggregators can effectively combat fraud, safeguard customer information, and enhance security for fintech developers and their users.

Blockchain technology has gained significant attention due to the rise of cryptocurrencies like Bitcoin and Ethereum, which utilize it as their underlying infrastructure. But what is blockchain, and how does it work? Why are there so many chains out there? We'll answer those questions and more in this article!

Despite being relatively unknown outside financial circles, ACH payments are ever-present in our daily lives, whether we realize it or not. From direct deposits to bill payments, ACH is the unsung hero of the financial world, quietly powering tens of millions of transactions every day. In this article, we’ll be covering what exactly is the difference between an ACH debits/credits and more.

Whether you're a seasoned professional or a curious consumer, understanding the ACH system is crucial to navigating and understanding electronic payments. In this article, we'll dive deeper into ACH transactions and systems and understand how developers can offer this payment method to their customers.

Technology and finance have become inseparable, merging to form the powerful sector known as fintech. It's an industry driven by its potential to enhance financial services, changing how we bank, invest, and manage money. This article delves into the dynamics of the fintech revolution and explores the impact made in different sectors of finance.

Web3 is the next generation of the internet that promises to revolutionize the fintech space. Unlike Web2, which is built on centralized platforms, Web3 is decentralized, transparent, and gives power back to users. Cryptocurrencies play a crucial role in the Web3 ecosystem, providing the foundation for DeFi applications, NFTs, and more.

One of the key players driving crypto adoption is crypto onramps and offramps (also known as ramps). As the Web3 ecosystem evolves, cryptocurrencies and ramps are becoming increasingly important as they enable a seamless user experience, driving a new era of innovation in the digital economy. 

Account aggregation providers are crucial for seamless data sharing and streamlined financial management in today's rapidly evolving fintech landscape. As data aggregation becomes increasingly vital to the success of fintech solutions, the demand for effective account linking and data retrieval tools has never been greater.

After nearly a year of building and testing with an incredible group of customers, we’re unveiling Meld — a simple, integrated platform that helps you build and manage your full stack of fintech services.